Why It Works
The following are a couple of clear examples of why Debt Validation Works:
According to a prominent state civil court judge in Brooklyn, Noah Dear said, "I would say that roughly 90 percent of the credit card lawsuits are flawed and can't prove the person owes the debt, over as many as 100 such cases a day..."
"The problem, according to judges, is that credit card companies are not always following the proper legal procedures, even when they have the right to collect money. Certain cases hinge on mass-produced documents because the lenders do not provide proof of the outstanding debts, like the original contract or payment history.
As they work through a glut of bad loans, companies like American Express, Citigroup and Discover Financial are going to court to recoup their money. But many of the lawsuits rely on erroneous documents, incomplete records and generic testimony from witnesses, according to judges who oversee the cases."
Attorney General Kamala D. Harris Announces Suit Against JPMorgan Chase for Fraudulent and Unlawful Debt-Collection Practices